Description: The Budget Calculator helps create a budget from annual income to generate significant retirement savings. Basic investing says to invest 10%, use 70% for your lifestyle and pay debt with 20%. That's before taxes. The Calculator also determines compound interest the most powerful force in the universe. 1. Enter your annual income. 2. Enter the percent of your income you want to invest. 3. Enter how much taxes you pay each month. 4. Enter how much debt you pay each month. The Budget Calculator will calculate your discretionary spending amount. 5. Enter the rate of return of your investment. Some food for thought...A mortgage will raise your debt % but is actually part of discretionary or lifestyle spending and banks allow for 30% debt. Also if you don't have a 401k at your job consider getting a job with one and a match of at-least 5%. Otherwise, you can easily open a Roth IRA and invest in an Index Fund, look for ones with no load, no fee and a morning-star 5 star rating. Another thing you can do is look ahead at Future Value and see how much money you will have in the future if you stick with the current budget. Good luck and have fun. Please note the excel file will be emailed upon successful Buy It Now purchase.
Price: 9.99 USD
Location: Kalamazoo, Michigan
End Time: 2024-02-24T04:55:21.000Z
Shipping Cost: 0 USD
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Item Specifics
All returns accepted: ReturnsNotAccepted
California Prop 65 Warning: This is a Spread Sheet based program.
